Terms & Conditions
1. Introduction
Equivault provides financial services, including investment solutions, asset management, funding, and equity investment. These Terms outline the rights, responsibilities, and obligations of users and Equivault regarding the use of our services.
By using our services, you agree to:
- Abide by all applicable laws and regulations.
- Provide accurate and complete information.
- Use our services only for lawful purposes.
If you do not agree to these Terms, please do not use our services.
2. Eligibility
To use Equivault’s services, you must:
- Be at least 18 years old.
- Have the legal capacity to enter into a binding contract.
- Not be restricted by any sanctions or legal prohibitions.
Equivault reserves the right to refuse service to any user who fails to meet these eligibility criteria.
3. Account Registration & Security
A. Creating an Account
To access certain services, you may need to create an account. You agree to:
- Provide accurate, complete, and up-to-date information.
- Maintain the confidentiality of your account credentials.
- Notify Equivault immediately if you suspect unauthorized access.
B. Account Termination
Equivault reserves the right to suspend or terminate your account if:
- You violate these Terms.
- Fraudulent or suspicious activity is detected.
- Required documentation is not provided upon request.
4. Services Provided
Equivault offers a range of financial services, including but not limited to:
- Investment portfolio management
- Asset management solutions
- Funding and equity investment opportunities
- Market analysis and financial advisory services
Equivault does not provide:
- Guaranteed investment returns.
- Personalized financial, tax, or legal advice.
Investment decisions are the sole responsibility of the user, and past performance does not guarantee future results.
5. Financial Transactions & Payments
A. Deposits & Withdrawals
- All deposits and withdrawals must be made using verified payment methods.
- Processing times may vary based on the payment provider and regulatory requirements.
- Equivault is not responsible for delays caused by banks or third-party payment processors.
B. Fees & Charges
- Certain services may be subject to transaction fees, management fees, or processing charges.
- Fee structures will be disclosed before any transaction.
C. Refund & Cancellation Policy
- Investments and funding transactions are final and non-refundable.
- Subscription-based services can be canceled as per the terms outlined in the respective agreements.
6. Risk Disclaimer
- Investing involves risks, including potential loss of capital.
- Equivault does not guarantee profits or protection against losses.
- Users are advised to conduct independent research before making financial decisions.
- Equivault is not responsible for market fluctuations or external economic factors impacting investments.
7. Compliance & Regulatory Requirements
Equivault operates in compliance with applicable financial regulations and global investment laws. Users agree to:
- Provide necessary identification and verification documents (KYC/AML compliance).
- Adhere to international anti-money laundering (AML) and counter-terrorism financing (CTF) laws.
- Disclose any restrictions that may affect their ability to invest or receive funds.
Failure to comply may result in account suspension or legal action.
8. Intellectual Property Rights
- All content, logos, and materials on Equivault’s platform are the intellectual property of Equivault.
- Users may not copy, distribute, or modify any content without prior written consent.
- Unauthorized use of Equivault’s trademarks or branding is strictly prohibited.
9. Privacy & Data Protection
Your use of our services is also governed by our Privacy Policy. Equivault collects, processes, and protects personal data in accordance with data protection laws.
- We do not sell or rent your personal information to third parties.
- Data is encrypted and stored securely to prevent unauthorized access.
- You have the right to request data deletion or modification as outlined in our Privacy Policy.
10. Prohibited Activities
Users are strictly prohibited from:
- Engaging in fraudulent or illegal activities.
- Using Equivault’s platform for money laundering or illicit financial transactions.
- Attempting to access unauthorized data or hacking into our systems.
- Spreading misinformation or engaging in abusive behavior towards other users or our support team.
Violation of these terms may lead to permanent account suspension and legal action.
11. Limitation of Liability
- Equivault shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services.
- We do not take responsibility for third-party service failures, including payment processors or market data providers.
- Users acknowledge that financial markets are inherently unpredictable, and Equivault is not responsible for investment losses.
12. Third-Party Links & Services
- Our platform may contain links to third-party websites for additional services.
- Equivault is not responsible for the content, security, or practices of external websites.
- Users should review third-party terms before engaging with their services.
13. Dispute Resolution
A. Governing Law
These Terms are governed by the laws of [Insert Jurisdiction, e.g., the United Arab Emirates].
B. Dispute Resolution Process
- Any disputes should first be attempted to be resolved through our support team at [email protected].
- If unresolved, disputes will be subject to arbitration as per local regulatory requirements.
C. Class Action Waiver
Users agree to resolve disputes on an individual basis and waive the right to participate in class-action lawsuits against Equivault.
14. Changes to Terms & Conditions
- Equivault reserves the right to update these Terms at any time.
- Users will be notified of significant changes via email or on our website.
- Continued use of our services after updates constitutes acceptance of the revised Terms.
15. Contact Information
For any questions or concerns regarding these Terms, please contact:
📧 Email: [email protected]
📍 Address: Equivault, 105, Al Jawhara Building, bank Street, Bur Dubai, UAE